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Best Pet Insurance Plans in Ohio for May 2024
Help your pet live a long & happy life
Pet insurance offers financial protection for the health and wellness of your furry family members. Compare & find the top health insurance plans that will make your pet's tail wag.
Best Pet Insurance in Ohio in May 2024
Help Your Pet Live a Long & Happy Life
Pet insurance offers financial protection for the health and wellness of your furry family members
Best Pet Insurance Plans in 2024
Help your furry friend live healthy & happy
Updated May 2024
For Pets of All Ages
US-Wide Coverage
Quickly Process Claims
1
Editor's Choice
9.8
Exceptional
Scores are calculated based on:
Consumer Reviews
Based on TrustPilot
4.7
Consumer Engagement
Based on Click-Share
5.0
Learn more on how we score
9.8
Exceptional
Scores are calculated based on:
Consumer Reviews
Based on TrustPilot
4.7
Consumer Engagement
Based on Click-Share
5.0
Learn more on how we score
  • Choose your own vet
  • Up to 90% reimbursement
  • Dietary supplements included
  • Coverage for puppies & kittens
  • 24/7 veterinarian helpline
10% multiple pet discount
Visit Site
Visit Spot
2
9.4
Outstanding
Scores are calculated based on:
Consumer Reviews
Based on TrustPilot
4.4
Consumer Engagement
Based on Click-Share
4.7
Learn more on how we score
9.4
Outstanding
Scores are calculated based on:
Consumer Reviews
Based on TrustPilot
4.4
Consumer Engagement
Based on Click-Share
4.7
Learn more on how we score
  • Sign up in seconds
  • Customizable coverage
  • 4.9/5★ in the App Store
  • Top-rated customer support
Visit Site
Visit Lemonade
3
8.5
Very Good
Scores are calculated based on:
Consumer Reviews
Based on TrustPilot
4.1
Consumer Engagement
Based on Click-Share
4.0
Learn more on how we score
8.5
Very Good
Scores are calculated based on:
Consumer Reviews
Based on TrustPilot
4.1
Consumer Engagement
Based on Click-Share
4.0
Learn more on how we score
  • No networks, visit any vet
  • Coverage for exam fees
  • Quick reimbursement
  • Optional wellness product
Visit Site
Visit Embrace
4
8.1
Very Good
Scores are calculated based on:
Consumer Reviews
Based on TrustPilot
4.1
Consumer Engagement
Based on Click-Share
3.6
Learn more on how we score
8.1
Very Good
Scores are calculated based on:
Consumer Reviews
Based on TrustPilot
4.1
Consumer Engagement
Based on Click-Share
3.6
Learn more on how we score
  • An array of coverage plans
  • Optional wellness coverage
  • Submit claims via app
  • Manage your account online 24/7
Visit Site
Visit ASPCA
5
7.5
Good
Scores are calculated based on:
Consumer Reviews
Based on TrustPilot
1.6
Consumer Engagement
Based on Click-Share
3.7
Learn more on how we score
7.5
Good
Scores are calculated based on:
Consumer Reviews
Based on TrustPilot
1.6
Consumer Engagement
Based on Click-Share
3.7
Learn more on how we score
  • Use any licensed vet in the U.S
  • Extensive coverage
  • Offers family plans
  • No upper age limit
Visit Site
Visit MetLife
6
7.9
Good
Scores are calculated based on:
Consumer Reviews
Based on TrustPilot
3.5
Consumer Engagement
Based on Click-Share
3.6
Learn more on how we score
7.9
Good
Scores are calculated based on:
Consumer Reviews
Based on TrustPilot
3.5
Consumer Engagement
Based on Click-Share
3.6
Learn more on how we score
  • Lifetime insurance coverage
  • 100% coverage for Rx & more
  • 10% multiple pet discount
  • Variety of comprehensive plans
Visit Site
Visit Chewy
7
8.0
Very Good
Scores are calculated based on:
Consumer Reviews
Based on TrustPilot
4.3
Consumer Engagement
Based on Click-Share
3.5
Learn more on how we score
8.0
Very Good
Scores are calculated based on:
Consumer Reviews
Based on TrustPilot
4.3
Consumer Engagement
Based on Click-Share
3.5
Learn more on how we score
  • 24/7 vet access
  • Customizable wellness plans
  • Get meds delivered to you
  • Monthly wellness plans
Visit Site
Visit The Vets
8
7.4
Fair
Scores are calculated based on:
Consumer Reviews
Based on TrustPilot
4.0
Consumer Engagement
Based on Click-Share
3.0
Learn more on how we score
7.4
Fair
Scores are calculated based on:
Consumer Reviews
Based on TrustPilot
4.0
Consumer Engagement
Based on Click-Share
3.0
Learn more on how we score
  • Flexible policies
  • Comprehensive coverage
  • Fast claims turnaround
  • Free 24/7 vet access
Visit Site
Visit Figo
9
8.4
Very Good
Scores are calculated based on:
Consumer Reviews
Based on TrustPilot
4.0
Consumer Engagement
Based on Click-Share
3.9
Learn more on how we score
8.4
Very Good
Scores are calculated based on:
Consumer Reviews
Based on TrustPilot
4.0
Consumer Engagement
Based on Click-Share
3.9
Learn more on how we score
  • Easy claims process
  • Cover multiple pets
  • No lifetime limits
  • Choose your own vet
Visit Site
Visit PetsBest
10
8.3
Very Good
Scores are calculated based on:
Consumer Reviews
Based on TrustPilot
4.3
Consumer Engagement
Based on Click-Share
3.7
Learn more on how we score
8.3
Very Good
Scores are calculated based on:
Consumer Reviews
Based on TrustPilot
4.3
Consumer Engagement
Based on Click-Share
3.7
Learn more on how we score
  • Fast claim processing
  • No caps on claim payouts
  • Plans include alternative care
  • Submit claims online/in-app
Visit Site
Visit HealthyPaws
Our Best Overall
9.8
Exceptional
Scores are calculated based on:
Consumer Reviews
Based on TrustPilot
4.7
Consumer Engagement
Based on Click-Share
5.0
Learn more on how we score
9.8
Exceptional
Scores are calculated based on:
Consumer Reviews
Based on TrustPilot
4.7
Consumer Engagement
Based on Click-Share
5.0
Learn more on how we score
Affordable, fully customizable coverage options with up to 90% reimbursement
Visit Site
Visit Spot
Most Commonly Asked Questions About Pet Insurance Plans
Before getting started with a pet insurance plan make sure to familiarize yourself with how pet insurance works and what plan is best for your furry friend. To help you get started, we've compiled a list of some of the most commonly asked questions about pet insurance to help make sure your dog or cat is fully covered and protected.
What is Pet Insurance?
Whether you have a cat or a dog, your pet will more than likely need to see a vet at some point. Seeing a vet is not cheap, and vet bills can add up, sometimes costing you thousands of dollars a year. Rather than paying for medical expenses out of pocket, signing up for a pet insurance plan will help cover the costs of future routine and emergency veterinary bills.
How Does Pet Insurance Work?
Pet insurance works a lot like human health insurance in that plans include payment features like deductibles, co-pays, maximum coverage, premiums, waiting periods, and no coverage for pre-existing conditions.

Deductible: Customers pay a small amount before the insurance company covers the remaining costs of the vet bills. Per-incident deductibles incur for each new expense. An annual deductible refers to money the customer must pay each year.

Co-pay: Co-pay is the percentage customers pay after the deductible. Then the insurer will pay the remaining amount. For example, if your co-pay is 10%, the insurer will cover 90% of the bill.

Maximum coverage: Insurers will limit the amount covered. After that, the pet owner will need to pay the rest. Some insurers have the option of unlimited coverage.

Premium: The amount of money the customer pays monthly for pet insurance. Waiting period: The amount of time before your coverage starts. Sometimes pet insurance providers will not cover an illness or injury if it occurs during the waiting period.

Pre-existing conditions: Pet insurance providers do not cover pre-existing. This refers to a health condition that exists prior to the insurance coverage.
What does Pet Insurance Cover?
Each pet insurance provider has its own customized insurance policies. The extent of the coverage will depend on the provider and plan that you choose.

When choosing a plan, consider whether you want the following types of coverage depending on the needs of your pet:
  • ∙ Preventative/wellness care
    • ∙ Hereditary conditions
      • ∙ Dental care
        • ∙ Unexpected illness and injuries
          • ∙ Diagnostic tests
            • ∙ Surgeries Hospitalizations
              • ∙ Medication Supplements or prescription food

                If your pet is at greater risk for certain medical treatments due to its breed or age, you might want to consider choosing a provider and plan that covers breed-specific and genetic conditions. However, it is important to note that most providers do not provide coverage for pre-existing conditions.
Can Pet Insurance Save You Money?
Medical bills, even for pets, can end up costing a lot of money. Paying out of pocket could cost you thousands of dollars and lead to debt. If you own a pet, paying a little now can save you a lot later on.

With our list of the top pet insurance companies, you can shop around for the best option for your pet to ensure you get a good deal for quality coverage.
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Tip
The most comprehensive care packages include coverage for accidents and routine care.
How We Score
Consumer Review
We use TrustPilot's independent review platform with over 120 million consumer reviews of 550,000+ brands. Read more
Consumer Engagement
We measure customer engagement based on the number of clicks each brand received over the past 7 days. This is then measured against the number of clicks the other listed brands received on the same page and device (desktop, mobile, or tablet). Read more
Our Top 3 Picks
1
Spot
2
Lemonade
3
Embrace
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About Us
ADVERTISEMENT DISCLOSURE
We aim to provide valuable content and useful comparison features to our visitors through our free online resource. It's important to note that we receive advertising compensation from companies featured on our site, which influences the positioning and order in which brands (and/or their products) are displayed, as well as the assigned score. Please be aware that the inclusion of company listings on this page doesn't imply endorsement. We don't feature all providers available in the market. Any information presented on this page, including pricing, is subject to change without notice. We want to emphasize that we disclaim all representations and warranties concerning the accuracy of the information provided on this site, unless otherwise explicitly stated in our "Terms of Use"
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