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Pets Best Insurance Review

In a nutshell:The team at Pets Best is comprised of pet owners and lovers- some even with veterinary backgrounds. With a deep understanding that there is a strong and unique bond between owners and their pets, they are dedicated to ensuring there is more affordable veterinary care for pets across the country.

Pets Best Insurance Review

Overview

The company is located in Boise, Idaho and has an A+ grade with the BBB. The team at Pets Best is comprised of pet owners and lovers- some even with veterinary backgrounds. With a deep understanding that there is a strong and unique bond between owners and their pets, they are dedicated to ensuring there is more affordable veterinary care for pets across the country. Owners can make the best decisions for their pets by taking out the worries of the financial burden that would be placed on them for unexpected veterinary care.

History

Founded in 2005 by Dr. Jack Stephens, the "father" of the pet insurance industry in North America, Pets Best has made it its mission to provide affordable insurance plans to cat and dog owners nationwide to end economic euthanasia.

In 2008, the founder of Pets Best, Dr. Jack Stephens, co-founded the North American Pet Health Insurance Association (NAPHIA). This same year, Pets Best launched in Japan. Pets Best was awarded the Best Place to Work in Idaho award for 5 consecutive years from 2013-2017.

Community Involvement

Pets Best is involved with various animal charities, including the Idaho Humane Society, Dogs on Deployment, Pet Peace of Mind/St. Luke's, and much more. Pets Best has recognized veterinarians for their outstanding work since 2010 through their My Vet's the Best contest. Pet owners can nominate a veterinarian that has gone above and beyond to help animals. The reward is $1,000 for the vet to treat pets in need, as well as a printed letter of recognition and window, cling seal. Past winners used their money to nurse an abused dog back to health, treat stray animals, and help get medical help for pets in impoverished areas.

Customer Support

One of Pets Best best features is its 24/7 pet helpline powered by whiskerDocs®. This helpline is included in Pets Best policies and has no limit usage. If your pet appears to require medical attention at any time of day or night, you can get in touch with a veterinary expert and determine the best course of action.

Furthermore, the Pets Best website contains a ton of useful pet care information including articles and guides. They distribute a monthly newsletter for pet owners and also host dedicated social media pages on Facebook, Twitter, YouTube, Instagram, and Pinterest.

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Most Commonly Asked Questions About Cat Insurance Plans

Before getting started with a cat insurance plan make sure to familiarize yourself with how cat insurance works and what plan is best for your furry friend. To help you get started, we've compiled a list of some of the most commonly asked questions about cat insurance to help make sure your cat is fully covered and protected.

Who is Cat Insurance For?

Pet insurance can benefit anyone with a cat. Whether you're bringing home a new kitten or adopting a mature cat from a pet rescue, making sure you have the best cat insurance for your new pet can end up saving you more money than you realize.

If you've had a cat for years but have never had cat insurance, some of the best cat insurance plans could benefit you. Plans cover routine visits as well as emergency care. This means that you wouldn't pay much for routine vet visits, and you have the added security of emergency care coverage.

Having cat insurance is a good idea no matter the age of your pet. Owners with older cats can especially benefit because, as cats age, their bodies need more care and attention, just like people. The best cat health insurance plan for owners with an older cat should specialize in care for senior cats.

Those who have just gotten a kitten can benefit from cat insurance as well. Kittens need to go to the vet to get many different vaccinations. Therefore, the best cat insurance plan for the owner of a kitten should cover preventative care.

Is Cat Insurance Worth It?

Healthcare for pets can end up costing a lot of money. Having cat insurance provides you with the security of knowing that, in an emergency, you can choose the best medical option for your pet without spending a fortune.

You don't have to make any decisions about your pet's well-being based on your finances. If you already take your cat to the vet on a routine basis, the best cat pet insurance plan for you should cover routine visits and vaccinations.

Finding the best cat health insurance for your situation and your pet is key. To do this, review the features of the plans available and the type of coverage offered. If you have multiple pets, for example, some companies give discounts on cat insurance for more than one animal.

Can Cat Insurance Save You Money?

Cat insurance can save you money, especially if you select the best cat insurance for your pet and your financial situation. When it comes to emergency care, having cat insurance can help you save big. Pet surgeries for emergency situations can get expensive. If your cat experiences an accident, you can end up with vet bills costing thousands of dollars.

Because many cat breeds are very active, they can injure themselves by running, jumping, and playing just as humans do. If your pet lands wrong after jumping or overexerts themselves while running, they could easily tear a ligament in one or more of their limbs. Testing and specialized surgery to repair something like a torn cruciate ligament can leave you with vet bills totaling more than $5,000. If you have the best cat health insurance for your pet, coverage would cover most of the surgery costs and decrease the bill by almost $4,000 with the right copay and deductible.

If your pet has an accident with a car, you could end up paying around $10,000 for the surgeries needed in order to save their life. In this situation, cat insurance with the right copay and deductible ensures that you receive reimbursement for the majority of surgery costs.

What Are Some Common Cat Health Problems?

Cats have many common health problems that may require you to take your pet to the vet. Having cat insurance gives you the peace of mind of knowing you can afford pet care. For example, stomach issues represent one of the most common causes for a vet visit among cats. Cats suffering from symptoms like vomiting, diarrhea, and refusing food may need an ultrasound, which can range anywhere from around $300 to $500. Some cases may also require additional testing like an endoscopy, which can cost from $800 to $1,000, or a $3,000 CT scan.

The best cat insurance plans offer 80-90% reimbursement, so having a cat insurance plan when your pet needs extensive testing could turn out as a financial lifesaver. Cats often need treatment for skin conditions, ear and eye problems, and growths. If your cat needs treatment for a skin condition like dermatitis, you may need to pay anywhere between $100 to $500 for their prescriptions. The bill for a visit to the vet for something as small as an ear infection could cost as much as $250. If your pet needs treatment for an eye condition, surgery could cost thousands of dollars. When cats need care for a growth, a biopsy can cost as much as $1,500. If test results show signs of cancer, a full course of chemotherapy can cost around $15,000.

The best cat insurance plans cover preventative care so that you can catch a lot of issues early on and avoid these high costs. Plans also include illness coverage if your pet is diagnosed with a serious condition.

What is the Best Pet Health Insurance Plan for Cats?

Cat owners should consider a variety of factors to determine the best cat insurance. The best cat health insurance for one pet may not always make sense for another. Circumstances vary from animal to animal so you should think of your pet's age, breed, and overall health when selecting insurance. Of course, you'll also need to consider your budget, the type of specialized services you may need (such as grooming, breeding, etc.), and how many pets you have.

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